Underwriting overview

Our participation in the Lloyd’s market gives us access to brokered business from around the world and our corporate structure also enables us to underwrite admitted business in the United States.

Through our Lloyd’s syndicates, we are licenced to trade surplus lines insurance and reinsurance in the US and 70 territories worldwide. Beazley Insurance Company, Inc. enables us to underwrite risks on an admitted basis in all 50 US states. All of our insurance business entities are rated ‘A’ by A.M. Best.

Our Specialty Lines division has built a strong local presence in the US, with more than fifty claims managers and underwriters writing a range of professional liability and management liability products. These US-based underwriters focus on mid-market and small risks, and are able to bind either on Beazley Insurance Company, Inc. (admitted) paper, or on Lloyd’s of London (surplus lines) paper on behalf of Syndicates 623 and 2623. Target classes include architects & engineers and technology companies for E&O coverage, and both public and private companies for D&O and employment practices liability (EPL) coverages.

In the US, our Commercial Property team has built a nationwide reputation as an expert provider of tailored coverage for hard-to-place and catastrophe exposed commercial property risks underwritten on a surplus lines basis. The team has offices in Boston, New York, Atlanta, Chicago, San Francisco and Los Angeles.